INCOME PLANNING SIMPLIFIED

A Revolutionary Decumulation Solution

Powered by NISA Connect

Help clients spend confidently in retirement with reddi, an income-driven investment platform providing pension-level predictability.

Poster
▶

Solving the Industry’s Decumulation Crisis


Thousands of Americans retire every day.
How are you helping them reliably convert their hard-earned savings into income?

With pensions becoming increasingly rare, retirees need a source of sustainable, dependable income so they can spend confidently and enjoy the retirement they’ve saved for. Annuities and strategies like bond laddering can provide levels of income certainty and stability, but often present control, liquidity, and resource challenges for investors and advisors.

reddi meets the decumulation challenge head-on. With just a few advisor inputs, reddi builds portfolios that provide recurring, predictable income with complete liquidity and control.

Built for Fiduciaries

Doing what’s best for your clients is about more than wealth accumulation and protection.

Being a true fiduciary encompasses the entire financial lifecycle, including helping your clients safely and comfortably spend down their investments.

Advisor Benefits | reddi enables you to:

saving

Manage the Transition from
Saving to Spending

reddi mitigates decumulation uncertainty by helping you offer clients a steady stream of income they can rely on to meet their spending needs for a designated period of time.

compass

Retain AUM While Offering
Predictable Income

reddi’s patentedPatent No.: US 11,922,504 process empowers you to offer predictable income without asking clients to give up liquidity and control, while allowing you to retain AUM just as predictably.

income

Income-Based
Service Fee

The fee is based on income generated, specifically actual portfolio distributions or “Income Under Management” (IUM). This approach ensures not only portfolio alignment and fee transparency but also fee certainty.

Client Benefits | reddi enables your clients to:

maintain

Maintain Liquidity and Control

reddi is an investment income solution which means the assets stay at the custodian, are managed by the client’s trusted advisor (you), and can be liquidated at any time without penalty.

self

Self Insure Against Unmet Income Goals

An automatically calculated portfolio surplus acts as a safety buffer against volatility and credit risk to maintain income certainty. The remaining surplus is paid back at the end of the spending plan.

spend

Have Confidence to Spend

Unlock the freedom and joy your clients deserve to experience in retirement. reddi gives them permission to confidently spend what they’ve saved.

Let's Talk! Schedule some time with our team today.